*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:#1c2333;line-height:1.6;background:#f7f8fb}
a{color:#0b2545}header{background:#0b2545;color:#fff;padding:14px 20px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap}
header a{color:#fff;text-decoration:none;margin-left:16px}.brand{font-weight:700;color:#d4af37!important;margin:0!important;font-size:1.15rem}
.hero{background:linear-gradient(135deg,#0b2545,#13315c);color:#fff;text-align:center;padding:50px 20px}
.hero img{width:160px;height:160px;border-radius:50%;object-fit:cover;border:4px solid #d4af37}.hero h1{margin:14px 0 4px}.gold{color:#d4af37}
.wrap{max-width:1000px;margin:0 auto;padding:40px 20px}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:18px}
.card{background:#fff;border-radius:10px;padding:20px;box-shadow:0 2px 8px rgba(0,0,0,.06);border-top:4px solid #d4af37}.card h3{margin-top:0;color:#0b2545}
.states{display:flex;flex-wrap:wrap;gap:8px}.states span{background:#fff;border:1px solid #d4af37;border-radius:20px;padding:4px 12px;font-size:.9rem}
form{background:#fff;padding:24px;border-radius:10px;box-shadow:0 2px 8px rgba(0,0,0,.06)}label{display:block;font-weight:600;margin-top:12px}
input,textarea{width:100%;padding:10px;border:1px solid #c5cbd6;border-radius:6px;font:inherit}textarea{min-height:110px}
.consent{display:flex;gap:10px;align-items:flex-start;font-weight:400;font-size:.88rem;margin-top:16px}.consent input{width:auto;margin-top:4px}
button{margin-top:18px;background:#d4af37;color:#0b2545;border:0;padding:12px 26px;font-weight:700;border-radius:6px;font-size:1rem;cursor:pointer}
footer{background:#0b2545;color:#cfd6e3;text-align:center;padding:24px 16px;font-size:.9rem}footer a{color:#d4af37;margin:0 8px}
.legal h2{color:#0b2545;margin-top:28px}