Robert Ramos
Licensed Broker · Senior Field Underwriter
Vault Protection Group · NPN 21490333
Licensed Broker · Senior Field Underwriter
Vault Protection Group · NPN 21490333
Robert Ramos is a licensed life insurance broker and Senior Field Underwriter with Vault Protection Group. He helps individuals and families find coverage that fits their needs and budget.
Term Life Insurance provides affordable coverage for a set period, typically 10 to 30 years. It's often used to protect a family's income during working years or while raising children.
Whole Life Insurance provides permanent, lifelong coverage with a guaranteed cash value component. Many clients use it for estate planning and to leave a guaranteed legacy behind.
A lot of clients use Index Universal Life policies to build tax-advantaged retirement plans or permanent policies. Highly favorable for those who are self-employed or do not have a retirement plan in place.
Mortgage Protection Life Insurance is used to help the owners of the home pay off the house for their surviving spouse or children in the event of a death. A lot of clients use this to protect their greatest asset: their home.
Final Expense Life Insurance is used to help pay for funeral, burial, and cremation expenses. A lot of seniors use final expense to make sure their families don't come out of pocket when they pass away.
Retirement protection using Fixed Index Annuities to protect a client's 401K/IRA, and managed accounts from downside risk. Annuities can also be used to create a pension-like income for life.
Licensed in 28 states. NPN 21490333.
Send a quick message and Robert will reply directly, usually within one business day. Email bobbyramos.insurance@gmail.com or call (619) 876-9688.